Saturday, August 8, 2009

Financial Snapshot #1

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So if this is a blog about money (or debt, in my case) we should probably get regular (OK, semi-regular) updates on the health of my finances. A routine check-up, if you will. Keep your fingers crossed, bitches, that this patient starts to look a little better in future visits.
  • $53.80 in cash
  • $57.36 in bills
  • $50.59 in regular savings
  • $242.37 in "don't touch" savings
  • $20,000 in 401(k) retirement (estimated)
  • ($16,654.53) Citicard - White
  • ($8,423.93) Chase
  • ($7,474.94) Discover
  • ($4,693.06) Bank of America
  • ($1,090.69) Citicard - Universal
So for those of you who are playing the home game, today I have $404.12 in liquid assets or, if I took a loan against the 401(k), access to $10,404. Where as I have $38,277 in credit card debt - over 3 times what I have access to!

In this first Financial Snapshot I should also point out that I have a first & second mortgage on my condo and I am behind on the first mortgage awaiting word from BofA on how I can get caught back up.

I AM FUCKED
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Sam Watkins
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This ain't no Blog-Shit

I know a lot of blogs out there center around a person's interests or hobbies and they are usually full of photos and links and commentary or opinion. This is not that kind of blog.

This is more like a diary - a journal of the lessons I learn and the mistakes and progress I make. I am actually more honest in this thing than I am to most of my friends and certainly more so than to my family! This level of candor is an attempt to keep me honest and accountable. I do my very best to write what I think, no matter how personal, and refrain from editing (hence the spelling and grammar issues).

Anyone who comes across this blog is welcome to learn about me though it - and comment if you like. I know some people are learning some rather detailed shit about me. But I am putting it out there for others to learn by or be inspired. And I put it out there so that The Universe may hear my honesty and send back to me good lessons and good fortune.

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