Sunday, July 3, 2011

A New Chapter

It is time that this first volume of "Charging Through Life" came to a close and a new chapter begun. Lately I've been reading through old posts on this site and have found them to be negative, full of despair, and rather self-centered. When I started blogging, I was wanting to document my change to the person I knew I could be. But what I ended up with was an online therapy session where I would write out my feelings and problems for nobody in particular. The whole thing lacked a certain constructiveness.

It is my intention that the new volume of "Charging Through Life" will be much more helpful, inspirational, and informative. Taking my experiences, I want to share what works for me in the areas of finance, confidence, health and fitness, work, and happiness. I want people to identify with the entries and participate in the conversation.

This volume will remain online but won't be merged into the new site. While I'm not pleased with every single entry, they still represent a snapshot of a moment and a felling. Hopefully these old entries represent stages of growth and persistent development.

So join me at the NEW, way more impressive, ChargingThroughLife.com and become a fan on Facebook.

Thank you for your continued support, interest, and friendship.

-SAM
Thursday, April 28, 2011

It's time to make a decision

When Alice was making her way through Wonderland and came to a fork in the road she asked a cat,
"Will you tell me, please, which way I ought to go from here?"
"That depends a good deal on where you want to get to," said the cat.
"I don't much care where –" said Alice
"Then it doesn't matter which way you go," said the cat.
I have spent a year standing at that fork in my life looking down a few different paths, unsure which to take; having just come from a horrible land of corporate life that I don't much wish to return to. One of life's paths takes me in a bit of a U-Turn back to corporate life but promises to be better, different, safe, and an all-together better experience. The other path, which I've tapped my toe on a couple of times, is dark and menacing with absolutely no road signs or promises of a destination.

I've written about this impasse before and the choices I need to be taking seriously in my life right now. The luxury of time is quickly becoming impatient with my inaction and luck will inevitably run out on the things in my life I have placed in limbo during this Time Out of mine.

When I ask my friends, the people I most trust, which path of life to take, they almost all say to me, "Just Get A Damn Job Already!!" And they are right, it's time for me to be earning some real income again. But as I pointed out last night, a "job" isn't the only means to earn income. It's just the easiest.

There was an Ah-Ha moment this week while reading a cool blog, "Smart Passive Income." The realization was that, unlike with most "jobs" if I were to find my own ways to earn income on my own, I'm not limited to just one source. I could have many streams of revenue. And actually, I had better have multiple streams of income because any home-based internet business is going to take time to build and pay low in the beginning. So relying on just one would be setting yourself up for failure.

Once again I'm back to the thought process of building my own businesses and relying on myself instead of taking the advice of my friends to just go get a job already. But being practical, I am thinking about all the what if's. What if I don't make any money? What if I am not creative enough? What if I get bored or distracted? What if I don't earn enough to handle emergencies? What if I fail?
Life isn't in the to-do list or the fear of "what will happen if" or the longing of "I'll be happy as soon as..." It isn't in your dreams or plans or goals. Life is in the spaces between those things.
That was from a book I'm reading, "Zero to Zillionare" and it drives an important point home. Life is happening now whether or no you are participating in it. Life doesn't really happen later - it happens now. So being mired in indecision only cheats you from all that life has to offer.

I'm about to make a decision and I'm going to put everything I have into that decision once it's been made. Is there a chance I'll be wrong? Yea. But in order to be a Man you sometimes need to make the best decision you can at the time - regardless of what others say - and stand up for how you feel.
Saturday, March 26, 2011

Lessons from the Unemployment Line

Unless I specifically want pity or to get out of paying for a drink, I've stopped telling people that I'm "unemployed" because I always receive the same look of worry mixed with sympathy and uneasiness. Plus I'm always afraid that people will think I'm not capable of landing a killer job because clearly I would have done so by now. I must be incompetent, they must think. So I stick with the, "I'm a freelance contractor" or "I'm a web and marketing consultant" because both are vague yet impressive and very few people have follow-up questions.

But the fact remains that I am unemployed; which is not all that bad if you take advantage of it. I realize there have been missed opportunities in my unemployment but, for the most part, I feel it's been time well spent. And as I reflect on exactly one year of unemployment today, I think about the important lessons I've learned.

Money is Fluid.

It may be the number one cause of domestic disputes, but money is not that hard to come by and should NEVER be your motivating factor in any decision. What I've learned in the past year is that if you are struggling to acquire money or manage money, you are giving it too much power. What I've learned, and what I believe, is that The Universe will give you the money you need when you need it.

Now I do need to preference this statement with "only in America." Clearly the villagers in South Africa need money and it ain't commin' to them by the grace of shit. But in our society today, money is available. Even homeless people on the street can get money when they need it - people just hand it to them! If you are creative, if you are willing to work, if you are humble when in need, and if you can stand in your own truth about money and your situation - it will make itself available to you somehow.

Compete Only with Yourself.

This is the hardest lesson I've had to learn. Life is a marathon you race with yourself. I have wasted this past year - well much of my life - comparing myself to other people. I was trying to keep up, trying to show off, trying not to fall behind, trying to be better than someone else with completely different life experiences. You will NEVER win against other people.

You might think this gives you the perfect excuse to slack off and not try. Quite the opposite. You must work harder every day to do better than yesterday. To compete with yourself is far more challenging than to rise above someone else. And what might be the greatest challenge in this lesson is to honestly assesses yourself each and every day to determine if you are improved, or did you slack and fail today. Standing in one's truth, as Suzy Orman would say, is the first and most difficult step.

Nobody Will Give You a Damn Thing...
You Have to Take It or Make It.

Sitting in the corporate world, I have watched so many clueless 20-somethings become disgruntled employees or get themselves fired because they thought they were "owed" a raise. I'm not about to bash unions here, but it's a little bit of a 'union mentality' whereby you demand something because you simply are an employee. And I have to be honest here, I had that attitude at Beachbody. I had been at the company for a while and 'expected' to get a different job or be challenged in a new way. I thought I had outgrown my position and expected a new and greater challenge. Even during this time of unemployment, I've expected employers to call me and set up an interview just because I responded to a job posting and I'm (let's face it) incredible.

This is a ruthless world, people, and everyone is out for one single person: themselves. Only your Momma cares more about you than you do and she ain't hiring right now. So you've got to take what you want out of life or make it. If you have a dream of what you want to do or be - it's up to you to make it happen. Be creative, be original, be selfish until your dream becomes reality. And if you want a job or money, or a business deal, or some item - you had better have the balls to drive harder and faster than the next guy and be absolutely ruthless by taking whatever it is from your competition and from the person who's offering it as a prize. Be selfish and opportunistic or go home.

I Can Do Anything.

My time spent trying to start a new business over the summer with Richard taught me that there is absolutely nothing that I can't do if given just a little bit of time. I was tasked with assignments to try and keep that business idea afloat, the likes of which I've never even thought about doing before. And I did them.

Much like the lesson about competing only with yourself, remember that the products you produce in life aren't going to be like someone else's. Your report, your design, your hobby, your lame widget isn't going to turn out exactly the same as another persons and that's cool! I didn't write the world's best business proposal - but I wrote one. My first. And now that sits in my toolbox of skills.

The Best Plan is Shit if Not Implemented.

Look around my apartment and you will see lists, schedules, goals, and plans everywhere. I have colorful marker boards hanging on my walls that are adorned with affirmations, passions, and plans. In one full year of unemployment, I have yet to finish the 90-day P90X routine even though it's been a major goal of mine to use this time to get into the best shape of my life. People, don't tell yourself what you're going to do - DO what you're going to do!!

Procrastination Destroys Greatness.

Along those same lines, I have learned that procrastination is a plague within our society that can destroy you. Though I may have walls filled with lists, and plans, and goals... I also have an evil and loud voice inside my head that says, "I'll get to that." "I'm not ready for that item." "I don't know where to start."

Everyone has a chance for greatness within their own lives, if they are competing with themselves every day. But far too often, we -- the entire society -- procrastinates and finds excuses not to embark upon our greatness. It is the largest regret I have from this past year of unemployment that I put off doing the things I said I wanted to do and squandered the most precious commodity I had... time.

Life Happens Outside.

When I first found myself unemployed I told myself that I was going to make this time "incredible." I made the pledge to take advantage of the gift of time and use it to learn, grow, be un-affraid. And I did that, as evident by the lessons I learned. But what I have also come to realize is that the majority of experiences are to be acquired from real-life interaction. You can not adequately learn or grow from introspective contemplation or self-directed study. To truly grasp an understanding of yourself and grow as an individual, you must surround yourself with others and their experiences. Not an easy thing to do when you are financially strapped and everyone you know is at their 9to5. But, again, it's about being creative and resourceful.

If You Only Know 1 Thing...
Know Yourself.

The two questions I have struggled the most to answer are, "What do you want out of life," and "What can you offer the world better than anyone else?" These are the questions of life to answer, according to Chris Guillebeau. And, honestly, I'm still struggling to answer those questions.

Look, there are a million+ people out in the world who will help you succeed in life if you ask for their help. The trick here is knowing what to ask for -- knowing yourself well enough to know what you want, where you want to go, what will make you happy, and what excites you. So if you ever find yourself struggling in a job and not going anywhere, if you ever find yourself in debt so deep you don't know how you will get out, if you ever are behind on your mortgage, or if you are ever just clueless at how your life has turned out the way it has... my advice is to take a year off and spend some time getting to know yourself. It's the first step to a new beginning.

Wednesday, March 23, 2011

The $1000 insult

One of the newest phenomenons that has come of our interconnectivity through the internet and online social media is the notion of instant success. Idol superstars are created over an 8-week competition. Dimwitted socialites earn millions just from having a sex tape, a catch phrase, a 'fuck-you' rude attitude, or a drinking problem they don't mind sharing on TV. Start-up companies are worth billions overnight based on a simple idea. With all this instant success seemingly birthed out of nothing, coupled with the trillions of dollars in circulation around the nation, it's easy to get caught up in the belief that consequences don't exist and you can start on-top just by asking.

Last week I stopped off at my credit union to apply for a credit card. It is the next step in rebuilding my credit after bankruptcy. Now I didn't just wonder in on a whim or get offered a free T-Shirt for signing up on the spot. This was part of a carefully cultivated plan based on some research and a plan:

  1. I'm using a credit union instead of a bank because credit unions are private and member-driven. 
  2. I have a substantial checking and savings account established with around $25,000. 
  3. Last year I took out a secured personal loan for 8-months and had perfect re-payment schedule to demonstrate my ability to be responsible with credit. 
  4. I walked in knowing my FICO score from all three credit reporting agencies and they were all in the mid-to-upper 600's (about average).
  5. Before applying for the loan I asked difficult questions about the credit application process and was upfront about my discharged bankruptcy. 
I was doing everything right and yet they only approved me for a card with a $1,000 limit, pending proof of income (which I can't do right now).

At first I felt insulted - I still do, actually. With proof, in the form of my savings account, of the ability to fully pay off that card 25-times over, the offer feels untrusting. Haven't I gone above and beyond to demonstrate my reformed ways? Haven't I been released from debt rehab a changed man? Isn't my pledge to never over-spend again enough to be accepted back into the establishment and respected? Don't I deserve to to have more credit just because?

Much unlike the instant fame and fortune we see manufactured on TV and the internet, the real-life reality is that starting over takes time and nothing in life is handed to you. Though we are lead to believe that you can become an overnight success and stay there, the truth is that it's failure that can happen in an instant; success and resurrection take time to build. It's a reality of nature: a tree takes years to grow but can be cut down in minutes, a strong body takes time and hard work but can be destroyed with a few bad habits, a civilization takes generations to modernize and prosper but can be wiped out by Mother Nature's furry in about 8-minutes.

There are things you may want to have instantly in your life: health, love, a family, a career, wealth, credit.... And through patience, determination, and gratitude those things can eventually come to you. But they won't show up on the doorstep tomorrow. That's the major shift in thinking our society needs to remember as it processes the lessons of the recent recession. The Universe grows slowly and destroys quickly. So if you find yourself coming out of a low point in life, expect to work slowly to get back to where you once were and be grateful for what you have.
Friday, February 4, 2011

This Fag is Fat

Sometimes I loathe living in West Hollywood. You may think that this is a magical gay land full of rainbows, divas, drag queens, style and fabulousness. And, yes, while it's true in West Hollywood you can see a striper who is also a GQ model dancing on a box at Mickey's on a Wednesday, that level of frivolity comes with a price. And that price is paid in carbs!

I'm actually surprised the city allows things like gluten, bleached flower, and sugar into the city limits. We're talking about the town that doesn't allow smoking, even outside. The fact that I can still freely bring a muffin into the privacy of my own home in this town is a bit shocking.

Our little rundown 24-Hour Fitness got a facelift recently and has just begun to strut her stuff back out into the public eye. Like any good resident of this town, the gym knew when it was time to have a little bit of work done and, honestly who among us hasn't had a little "freshing up" in our day. As the good book says, "He who is without collagen injections can cast the first stone."  So I was excited to gush over my old friend's new appearance, and rushed over on opening day with my buddy Regan. There are two things to remember about going to a West Hollywood gym...

  1. Do your hair and look your cutest because, come on, it's not about the sweat it's about the eye candy.
  2. Take a friend who can push more than 15lbs on the iso machines. I think people were starring. 
I've been waiting for the gym to re-open because, in order to compete in this very superficial city, I once again have begun one of my emphamous 90-day workout plans complete with a strict diet and intense workouts. (I just heard half of you groan saying, "not another one of these things") Oh yes, it's on this time! And just to prove how serious I am to myself, I went and did a body fat testing on Tuesday.

Now I am not delusional with unrealistic expectations. I knew going into the test that I had gained some weight and I hadn't been disciplined or properly motivated. With Apple Martini's on the menu most nights, I was certain I had drank a few extra calories these past few months. But the results were still a bit dis-heartning.
25.5% Body fat, 40.15lbs of Fat and 119.15lbs of Lean Muscle for a total weight of 159.25lbs (up 10.5lbs from 9/18/09)

This Fag is FAT!

Alright, granted being under 160lbs should not be thought of as fat by anyone, especially in a country fed by McDonald's.  But this is West Hollywood and I'm a single, unemployed 30-something. This Fag is FAT!

When you get serious about a major change in your life, particularly body shape, it's important to track your results. A scale is great and I went out and purchased one; but a bathroom scale doesn't tell the whole story. Especially for men looking to add muscle, a bathroom scale could be the worse instrument for tracking progress and could end up completely de-motivate you. Accurate body fat measurements are key for tracking success and the best way to measure body fat, that I've found, is through hydrostatic testing.

Body Fat Test is a mobil weight measurement clinic I was first introduced to at Beachbody. Inside this truck there is a tank of water that you sit in and fully submerge yourself while expelling all the air in your lungs. The result is a far more accurate measurement than other methods.

With this accurate knowledge in-hand, I clearly understand that I need to drop a good 10 to 15 pounds of fat. To aid in that quest I purchased Tim Ferriss' "The 4-Hour Body."

Author of the international phenomenon and NY Times Best Seller, "The 4-Hour Workweek," Ferris spent years experimenting on himself and meticulously documenting his results for this new book. In it he claims you can lose 20 pounds in 30 days without exercise on a high-protein, low/no-carb diet. I'm still reading and trying to extract a plan - there's more than 550 pages in this fucker!

By sticking to the plan and successfully combining all the elements of better nutrition, 2 daily workouts, tracking and motivation, I'll be rocking the hot WeHo body by Spring.

At the end of the day, OK yea, I'm doing all this for me. I can't live my best life with 20 extra pounds of fat. But come on, the motivation here really comes from the twink with the 28" waist I passed on the street the other day. I'm gonna cut that bitch.
(do you see now how violent West Hollywood really is?)
Friday, January 21, 2011

Risky Business

When Bruce Wayne was a young boy, his father taught him many important lessons. When a hurt and frighten little boy had fallen down a dark and scary well, his strong hero of a Dad asked the question,
Why do we fall Bruce? So we can learn to pick ourselves back up.
 But that lesson comes with a little bit of pain as well as a little bit of embarrassment - probably the most difficult of any wounds to heal.

I've been making some pretty bold statements lately in my little blog. I've had some pretty big dreams and pretty big plans. I've argued with myself over what to do and tried hard to keep going down my own yellow brick road, acknowledging that it's a difficult path that's not easily taken. But these dreams and plans for myself have mostly been just that: dreams. And yesterday I was snapped back into reality when my business partner pulled the plug on his own idea.

There were too many risks involved for him to take and the core idea had been morphed and polluted into something completely different than it started out as. Could it get back on track? Absolutely. Do I still believe in the business? Sure. But without the assumption of risk and a willingness to try, you can never hope to succeed.

I had found myself doing a lot of work and spending a lot of time on business exercises outside of my expertise. Always the over zealous team player, I was happy to be involved in things like writing a formal business plan - I was eager to learn that new skill. But I was the only one spending a lot of time on these exercises. The majority stakeholder didn't want to learn or try. Nor was the lawyer partner, with his 10% stake in the company, available to give input on the project. It is a small example of the overall issue: taking risk.

The risk I took was in the dream itself. I saw a future for myself that was full of success and excitement rightfully earned through creativity and hard work. In business you are taught the art of 'risk management,' or the process of limiting your losses. While my heart was busy dreaming up possibilities for my future, a good risk management practice would have been for me to check in with what my gut was telling me was really going on around me. Nobody was truly prepared to do the hard work necessary to move forward.

In the end I don't see the past few month's effort as a waste or failure, however I do know enough to cut my losses before things get worse. I learned a couple of new skills and had to work out some creative problems. But the biggest accomplishment I achieved was in learning to take risk on bold new ventures but also to manage that risk. Those skills will certainly come in handy on the next project where I will lead with my heart while checking in every once-in-a-while with my gut.

So today I have fallen. I am embarrassed by my big dreams and bold statements. Yet without them I would be left with nothing today. So I must lovingly gather my dreams and statements back up off the ground, regroup, and pick myself back up as I have learned to do so many times before.

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About Me

This ain't no Blog-Shit

I know a lot of blogs out there center around a person's interests or hobbies and they are usually full of photos and links and commentary or opinion. This is not that kind of blog.

This is more like a diary - a journal of the lessons I learn and the mistakes and progress I make. I am actually more honest in this thing than I am to most of my friends and certainly more so than to my family! This level of candor is an attempt to keep me honest and accountable. I do my very best to write what I think, no matter how personal, and refrain from editing (hence the spelling and grammar issues).

Anyone who comes across this blog is welcome to learn about me though it - and comment if you like. I know some people are learning some rather detailed shit about me. But I am putting it out there for others to learn by or be inspired. And I put it out there so that The Universe may hear my honesty and send back to me good lessons and good fortune.

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